A Message to Commercial Lenders
In the present lending conditions, many local, regional, and national banking institutions that pride themselves on servicing their depositor’s commercial lending needs are caught in a bind at the moment.
Many on Wall Street have been bailed out, but unfortunately many banks have been left out in the cold, while at the same time, having to pay increased FDIC insurance, fines, etc. This is killing your Loan Loss Reserve Ratios, not to mention the deposits that are walking out the door with each “NO” that you have to give.
We all know that small to medium sized business have been the ones that create most of new jobs that lead to each growth cycle. We also know that main street commercial lending will not recover to normal levels until the banks and their reserves recover.
A Win, Win, Win Proposal:
EXCEL Commercial Capital can offer a solution if your bank can not:
• Approve a GOOD client’s loan request
• Renew a GOOD client's commercial balloon mortgage
• Must reduce or call a Line of Credit
• Make an equipment term loan
• Renew a Line of Credit
In these situations, or ones similar to them, we would like to help you by partnering with your bank to get a qualified loan closed through our non-competing, private commercial lending sources. This will help save your depository relationships and retain your commercial client's loyalty.
Loosing a long term banking relationship, not to mention the boatloads of revenue, is why partnering with EXCEL Commercial Capital will make sense.
How will you benefit?
* Instead of saying “NO”, you can say yes, by giving your turndown clients a reliable and professional option, instead of frustration
* You can hold on to your valuable and profitable depository customers and the income you receive from their business.
* We are an experienced “non-competing” money source that you can feel comfortable sending your clients to
* Many times we have deals that we can’t do, but you can. Cross referrals are good for everyone involved
* We have a referral program that can earn you extra revenue
Consider the potential lost revenue:
* Example: Annual deposits = $24mm, 2% annualized interest on deposits, $480K in revenue lost – that will pay a lot of salaries!
* “Don’t go away mad, Just……” Go see EXCEL Commercial Capital. You worked hard to get that customer, don’t make them mad, give them an option.
* Let your customer know that you value and want to maintain your relationship with them by sending them out the door with a referral to EXCEL Commercial Capital
* How much energy, time and advertising dollars (tens of thousands!) will you have to spend to replace that customer?
Many on Wall Street have been bailed out, but unfortunately many banks have been left out in the cold, while at the same time, having to pay increased FDIC insurance, fines, etc. This is killing your Loan Loss Reserve Ratios, not to mention the deposits that are walking out the door with each “NO” that you have to give.
We all know that small to medium sized business have been the ones that create most of new jobs that lead to each growth cycle. We also know that main street commercial lending will not recover to normal levels until the banks and their reserves recover.
A Win, Win, Win Proposal:
EXCEL Commercial Capital can offer a solution if your bank can not:
• Approve a GOOD client’s loan request
• Renew a GOOD client's commercial balloon mortgage
• Must reduce or call a Line of Credit
• Make an equipment term loan
• Renew a Line of Credit
In these situations, or ones similar to them, we would like to help you by partnering with your bank to get a qualified loan closed through our non-competing, private commercial lending sources. This will help save your depository relationships and retain your commercial client's loyalty.
Loosing a long term banking relationship, not to mention the boatloads of revenue, is why partnering with EXCEL Commercial Capital will make sense.
How will you benefit?
* Instead of saying “NO”, you can say yes, by giving your turndown clients a reliable and professional option, instead of frustration
* You can hold on to your valuable and profitable depository customers and the income you receive from their business.
* We are an experienced “non-competing” money source that you can feel comfortable sending your clients to
* Many times we have deals that we can’t do, but you can. Cross referrals are good for everyone involved
* We have a referral program that can earn you extra revenue
Consider the potential lost revenue:
* Example: Annual deposits = $24mm, 2% annualized interest on deposits, $480K in revenue lost – that will pay a lot of salaries!
* “Don’t go away mad, Just……” Go see EXCEL Commercial Capital. You worked hard to get that customer, don’t make them mad, give them an option.
* Let your customer know that you value and want to maintain your relationship with them by sending them out the door with a referral to EXCEL Commercial Capital
* How much energy, time and advertising dollars (tens of thousands!) will you have to spend to replace that customer?
